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Golden Age
A high value investment and protection plan that is designed to help customers continue with their existing lifestyle even after they retire on payment of regular premium.
The salient features of this plan are:
| Eligible Enrollment Age | 18 – 65 Years |
| Policy Term | Minimum 10 Years – Upto The Age of 85 Years |
| Minimum Basic Premium | PKR 6,000/- For Monthly Mode OR PKR 25,000/- For Annual, Semi-Annual and Quarterly Modes |
| Maximum Basic Premium | No Limit |
| Account Value Acceleration Premium (AVAP) |
Facility Available – If customer has surplus funds, he or she may top-up the regular premiums by depositing a lump sum contribution to the Plan |
| Premium Payment Mode | Direct Debit From Summit Bank Account |
| Partial Withdrawal | Allowed After 5 Years |
| Policy Surrender | Allowed After 2 Years. In Case of Earlier Surrender, Applicable Charges To Be paid |
| Choice of Investment Strategies |
Make Your Own Mix (Switching Facility Available) |
| Non-Medical Limit | PKR 2.5 Million Upto The Age of 45 Years |
| Built-in Rider | Accident Care Benefit (ACB) – In case of death or permanent and total disability of the insured, an additional benefit equal to 10 times the basic annual premium is payable. |
| Loyalty Bonus | Payable At The End of Every 5 Years |
| Death Benefit | Basic Face Amount OR Account Value (Which Ever Is Higher) |
| Maturity Benefit | Accumulated Account Value is used to buy monthly pension that is payable for lifetime of the customer and guaranteed for a minimum of 20 years |
